Easy, Tax-Smart Giving

Give Through Your IRA

Are you 70½ years or older? If so, you have a unique opportunity to use your IRA to make an eternal impact through India Rural Evangelical Fellowship (IREF). It's called a Qualified Charitable Distribution (QCD), and it allows you to give directly from your IRA - often with significant tax benefits.

Benefits of a QCD gift

  • It can count toward your Required Minimum Distribution (RMD).

  • It may lower your taxable income - even if you don't itemize deductions.

  • 100% of your gift goes directly to IREF to advance the gospel.

  • Your gift can also fulfill any charitable pledge you've already made.

Key Details to Know

  • You must be age 70½ or older to make a QCD.

  • For 2026, you may give up to $115,000 (or $230,000 per couple if giving from separate IRAs). Traditional IRAs qualify.

  • Gifts given directly to IREF are excluded from your taxable income, but must be given directly from your IRA administrator to IREF. Your IRA administrator can help set up QCDs, issue the checks as you direct, and provide you with documentation.

  • Consult your personal tax advisor for specific guidance about your situation.

Essential Information

  • India Rural Evangelical Fellowship (IREF)

  • PO Box 1332

  • Park Ridge, IL 60068-7332