
Give Through Your IRA | Give Through a Donor Advised Fund (DAF) | Give Appreciated Stock | Leave a Legacy Gift | |
Who is this for? | Individuals age 70½ or older | Anyone who has established a DAF | Anyone who owns appreciated securities | Anyone who wants to include IREF in their estate plans |
What is it called? | Qualified Charitable Distribution (QCD) | Donor Advised Fund Grant | Gift of Appreciated Securities | Bequest or Beneficiary Designation |
Tax Benefit | May satisfy your Required Minimum Distribution (RMD) and reduce taxable income | You received the tax deduction when you contributed to your DAF | Avoid capital gains tax and may receive a charitable deduction for full fair market value | May reduce estate taxes and pass assets to ministry rather than taxation |
How It Works | Funds transfer directly from your IRA administrator to IREF | You recommend a grant from your DAF sponsor to IREF | Shares transfer directly from your brokerage account to IREF | You name IREF in your will, trust, or as a beneficiary of an IRA, retirement account, or life insurance policy |
Annual Limits | 2026 limit: up to $115,000 per person (traditional IRAs) | No specific annual limit (subject to DAF sponsor policies) | Generally deductible up to 30% of AGI (consult advisor) | No limit — determined by your estate plan |
Can it fulfill a Pledge? | Yes | Yes | Yes | Yes (if structured accordingly) |
Recognition Options | Recognized as you prefer | May give publicly or anonymously | Recognized as you prefer | May remain anonymous or be honored as part of a legacy society |
Important Note | Must be sent directly from IRA custodian to qualify | Cannot be used for event tickets or goods/services | Most beneficial when assets have significantly appreciated | Always consult an estate planning attorney when updating legal documents |
Ameriprise
Covenant Trust
Edward Jones
Fidelity
Guidestone
JP Morgan
LPL Financial
National Christian Foundation
Pledge
Raymond James
Schwab/Ameritrade
SEI Giving
Thrivent
Vanguard
Edward Jones
Fidelity Charitable
NFS/FMTC
RBC Wealth Management
Thrivent
These are not exhaustive lists
IREF Mailing Address:
India Rural Evangelical Fellowship
P.O. Box 1332
Park Ridge, IL 60068-7332
Phone: 847-220-4733 (IREF)
FEIN = 36-3330550
Please make sure to provide a designation (Purpose) for your donation.
If you need a reset of your Reach Login (userid or password) please send email to reachnotify@irefusa.org