Give Through Your IRA

Give Through a Donor Advised Fund (DAF)

Give Appreciated Stock

Leave a Legacy Gift

Who is this for?

Individuals age 70½ or older

Anyone who has established a DAF

Anyone who owns appreciated securities

Anyone who wants to include IREF in their estate plans

What is it called?

Qualified Charitable Distribution (QCD)

Donor Advised Fund Grant

Gift of Appreciated Securities

Bequest or Beneficiary Designation

Tax Benefit

May satisfy your Required Minimum Distribution (RMD) and reduce taxable income

You received the tax deduction when you contributed to your DAF

Avoid capital gains tax and may receive a charitable deduction for full fair market value

May reduce estate taxes and pass assets to ministry rather than taxation

How It Works

Funds transfer directly from your IRA administrator to IREF

You recommend a grant from your DAF sponsor to IREF

Shares transfer directly from your brokerage account to IREF

You name IREF in your will, trust, or as a beneficiary of an IRA, retirement account, or life insurance policy

Annual Limits

2026 limit: up to $115,000 per person (traditional IRAs)

No specific annual limit (subject to DAF sponsor policies)

Generally deductible up to 30% of AGI (consult advisor)

No limit — determined by your estate plan

Can it fulfill a Pledge?

Yes

Yes

Yes

Yes (if structured accordingly)

Recognition Options

Recognized as you prefer

May give publicly or anonymously

Recognized as you prefer

May remain anonymous or be honored as part of a legacy society

Important Note

Must be sent directly from IRA custodian to qualify

Cannot be used for event tickets or goods/services

Most beneficial when assets have significantly appreciated

Always consult an estate planning attorney when updating legal documents

Easy, Tax-Smart Giving

Easy, Strategic Giving

Give Stock

Leave a Lasting Legacy


Brokerages/Companies Offering

DAF


  • Ameriprise

  • Covenant Trust

  • Edward Jones

  • Fidelity

  • Guidestone

  • JP Morgan

  • LPL Financial

DAF (continued)


  • National Christian Foundation

  • Pledge

  • Raymond James

  • Schwab/Ameritrade

  • SEI Giving

  • Thrivent

  • Vanguard

QCD


  • Edward Jones

  • Fidelity Charitable

  • NFS/FMTC

  • RBC Wealth Management

  • Thrivent

Notes


  • These are not exhaustive lists


IREF Contact Information

IREF Mailing Address:

  • India Rural Evangelical Fellowship

  • P.O. Box 1332

  • Park Ridge, IL 60068-7332

Phone: 847-220-4733 (IREF)

FEIN = 36-3330550

IREF Giving Notes

  • Please make sure to provide a designation (Purpose) for your donation.

  • If you need a reset of your Reach Login (userid or password) please send email to reachnotify@irefusa.org